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Health Benefits & Summary Plan Description (SPD)
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Health Benefits & Summary Plan Description (SPD)

  • Table of Contents
  • Board of Trustees
  • Electrical Welfare Trust Fund (EWTF) Overview
    • Important Contact Information
    • To All Participants
    • Grandfathered Status Under the Patient Protection and Affordable Care Act (PPACA)
  • Schedule of Benefits
  • Understanding the EWTF Plan
  • Plan Participation
  • Eligibility
  • COBRA Continuation Coverage
  • Life Events
  • Your Medical Benefits
  • Prescription Drug Benefits
  • Mental Health / Employee Assistance Program (EAP)
  • Dental Benefits
  • Vision Benefits
  • Hearing Aid Benefits
  • Supplemental Medicare Benefits
  • Weekly Accident and Sickness Benefit
  • Supplemental Occupational Accident Benefits
  • Accidental Dismemberment and Loss of Sight Benefits
  • Death Benefit
  • Filing Your Benefits Claims
  • Claims and Appeals Procedure
  • Recovery for Third Party Liability
  • Coordination of Benefits
  • Your Privacy Rights
  • Your ERISA Rights
  • Glossary
  • Plan Information
  • Documents for Examination
  • Discretionary Authority of the Board of Trustees and its Designees
  • Plan Amendment and Termination
  • HEALTH CARE PLAN
  • PENSION PLAN
  • ANNUITY PLAN
  • RESOURCES

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*ALERT*

Fraudulent Phone Calls and Text Messages Impersonating the Fund Office

Fraudulent telephone calls and text messages that appear to be from the Fund Office may be used to harvest personal information. The Fund Office will never call you or send you a text message or email asking you to provide your personal information. Caller ID can be spoofed to impersonate the Fund Office or any other trusted party and does not provide certainty that you are talking with someone from the identified organization. Please be vigilant when communicating with anyone about your personal information.

If you have any concerns about the authenticity of a telephone call, text message, or email you receive purporting to be from the Fund Office, you should immediately contact the Fund Office at 301-731-1050; do not reply to the text message or email.