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Eligibility/Enrollment

Learn about eligibility qualifications and coverage waiting time for active workers, dependent spouses, dependent children, office workers, retired workers and their dependent spouses and children, and surviving dependent spouse and children.

 Active Electrical Worker:
Active Worker
Active Electrical Worker:
Dependent Spouse
Active Electrical Worker:
Dependent Child
Non-Bargaining Unit:
Office Worker
QualificationLocal 26 Members Automatically EnrolledEnrollment Required under Member RecordEnrollment Required under Member RecordEmployer Participation in Optional Office Plan Required
EligibilityEmployer Contributions for 135 Work Hours/Month OR 135 Available Bank HoursAutomatic for Enrolled Legally Married Spouse Living with Eligible MemberAutomatic for Enrolled Child < 26 Yrs of Eligible MemberEmployer Contributions for Enrolled Workers with 80 Work Hours/Month
Coverage Waiting Time3 Months
example: January hours give April coverage, etc
3 Months
example: January hours give April coverage, etc
3 Months
example: January hours give April coverage, etc
2 Months
example: January premium gives March coverage, etc

 

 Retiree:
Retired Worker
Retiree:
Dependent Spouse
Retiree:
Dependent Child
Surviving:
Dependent Spouse/Child
QualificationLocal 26 Retired MemberAutomatic Qualification for Legally Married Spouse Living with Eligible RetireeAutomatic Qualification for Dependent Child < 26 Yrs of Eligible RetireeAutomatic Qualification for Dependent Widow(er)/Child < 26 Yrs of Deceased Member/Retiree
EligibilityMember Premium Payments ReceivedMember Premium Payments ReceivedMember Premium Payments ReceivedActive Member–Remaining Member Bank Hours then Additional No Cost 12 Mos
Retired Member–No Cost 3 Mos then Self Pay Monthly Premiums
Coverage Waiting TimeNo Waiting PeriodNo Waiting PeriodNo Waiting PeriodNo Waiting Period