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Health Benefits & Summary Plan Description (SPD)
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Health Benefits & Summary Plan Description (SPD)
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Health Benefits & Summary Plan Description (SPD)
Table of Contents
Board of Trustees
Electrical Welfare Trust Fund (EWTF) Overview
Important Contact Information
To All Participants
Grandfathered Status Under the Patient Protection and Affordable Care Act (PPACA)
Schedule of Benefits
Understanding the EWTF Plan
Plan Participation
Eligibility
COBRA Continuation Coverage
Life Events
Your Medical Benefits
Prescription Drug Benefits
Mental Health / Employee Assistance Program (EAP)
Dental Benefits
Vision Benefits
Hearing Aid Benefits
Supplemental Medicare Benefits
Weekly Accident and Sickness Benefit
Supplemental Occupational Accident Benefits
Accidental Dismemberment and Loss of Sight Benefits
Death Benefit
Filing Your Benefits Claims
Claims and Appeals Procedure
Recovery for Third Party Liability
Coordination of Benefits
Your Privacy Rights
Your ERISA Rights
Glossary
Plan Information
Documents for Examination
Discretionary Authority of the Board of Trustees and its Designees
Plan Amendment and Termination
