WHAT'S NEW

BENEFIT IMPROVEMENTS at the ELECTRICAL WELFARE TRUST FUND!

The Board of Trustees of the Electrical Welfare Trust Fund (EWTF) is deeply committed to the health and security of Local 26 members and their families. The Trustees are pleased to announce several benefit improvements that are effective on January 1, 2019:

Lowered Annual Out-of-Pocket Maximum

The EWTF rules provide that once written proof is provided to the Fund Office that a certain threshold has been met per family in a calendar year, EWTF will pay 100% up to the allowance of your eligible expenses for the rest of the calendar year. Currently, that threshold is $10,000. However, effective January 1, 2019, the threshold is lowered to $8,000. This means that it will take less to meet the threshold each year and that the 100% coverage will kick in sooner! This benefit provides even greater protection in those situations where an individual or a family may suffer a financial hardship due to a very serious illness or accident.

NOTE: The Out-of-Pocket benefit coverage applies only the medical portion of the Plan. It does not include dental, vision, and other ancillary benefits.

Dental Maximum and Orthodontic Coverage

Currently, the maximum amount of dental coverage per year is capped at $2,000. Effective January 1, 2019, this cap has been raised to $3,000.

Furthermore, the Trustees have approved coverage for orthodontia services to dependent children up to age 26! EWTF will cover 50% of charges for orthodontic services, up to a lifetime maximum of $3,000. This $3,000 orthodontic maximum is in addition to the “regular” annual dental maximum of $3,000.

Increased Vision Benefits

Currently, the EWTF rules provide the following allowance for certain vision benefits:

Frame Allowance: $105
Contact Lenses: $70

The Trustees have made the following improvements effective January 1, 2019:

Frame Allowance $150
Contact Lenses: $100
In addition, standard progressive lenses will be covered at 100%, effective January 1, 2019.

The Trustees hope that you are excited to see these benefit improvements, and that you agree the improvements will better serve you and your dependents. Of course, if you have any questions about this information, feel free to call the Fund Office at 301-731-1050, or send email to info@ewtf.org.


Use a UnitedHealthcare-Affiliated Surgery Center and Know You are Covered

Since 2013, we have been reporting on the pervasive issue of overcharging by some area surgery centers. While we have noted that two surgery centers in particular—the Rockville Ambulatory Surgery Center in Rockville, MD, and the Silver Spring Surgery Center in Silver Spring, MD both run by Dr. Charles Obioha—have been especially egregious in their overcharging, such overcharging has happened elsewhere and our members have been victim time and again to excessive medical expenses not covered by the EWTF for which they are legally responsible.

Please know, this is a problem that happens across the board with every health plan; it is not unique to our EWTF. When you sign paperwork to receive treatment at a surgery center you are agreeing to pay any and all fees not covered by your health plan, whether it’s the EWTF or another plan. Legally, surgery centers can set their own rates, even if they are, by all accounts, excessive.

This is why it is critical that you be an educated consumer even, and especially, when it comes to shopping for health care, which is costly. Ask for a surgery center’s rates up front before receiving treatment or services and confirm how much of those charges will be covered by our EWTF. Some of our members have received bills for tens of thousands of dollars post-op because the surgery center’s rates far exceeded what is considered usual and customary. Once services are rendered, there is absolutely nothing the EWTF can do to reverse or even lower the surgery center’s out-of-pocket charges to the patient.

Below is a comprehensive list of surgery centers that participate with UnitedHealthcare centers whose fees are in line with our EWTF coverage. Our members are encouraged to use one of these centers if at all possible. However, you should always ask up front about the rates of the surgery center so you aren’t greeted with any surprises during your recovery. It’s your obligation and your right to know!

33rd Street Surgery Center

Abingdon Surgical Center

Advantia Health Indian Creek ASC

Advance Surgery Center

Advanced Endoscopy Center/Howard County

Advanced Pain Surgery Center

Advanced Surgery Center of Bethesda

Adult & Pediatric Urology Surgery Center Md

Aesthetic and Reconstruction Surgery Center

Amb Surg Center

Amber Meadows Surgery Center

Ambulatory Care Center at R N Dixon

Ambulatory Endoscopy Center Of Maryland

Ambulatory General Surgery Center

Ambulatory Plastic Surgery Center Associates

Ambulatory Surgery Center for Pv Neuro Sc

Ambulatory Surgical Center Hereford

American Podiatric Surgery Center

American Spine Surgery Center

Annapolis ENT Surgical Center

Annapolis Surgery Center

Anne Arundel Digestive Center

Anne Arundel Urology Surgery Center

Arundel Ambulatory Surgery Center

ASC At Waugh Chapel

ASC Development Company

Baltimore Ambulatory Center for Endoscopy

Baltimore Eye Surgical Center

Baltimore Harford Surgical Centers

Baltimore Washington Eye Center

Bay Surgery Centers-Annapolis

Bay Surgery Centers-Glen Burnie

Bay Surgery Centers-Kent Island

Bay Surgery Centers-Waldorf

Bayside Surgical Center

Bel Air Ambulatory Surgical Center

Belcrest Surgery Center

Bellona Surgery Center

Bethesda Ambulatory Surgery Center

Bethesda Chevy Chase Surgery Center

Bethesda Endoscopy Center

Bethesda Surgery Center

Box Hill Surgery Center

Calvert Ambulatory Foot Surgical Center

Capital Children’s Healthcare

Capital Endoscopy

Capital Surgery Center

Capitol Surgical Center Llc

Carroll County Ambulatory Surgery Center

Carroll County Digestive Disease Center

Carroll County Eye Surgery Center

Cascades Endoscopy Center

Center for Urologic Specialties

Central Maryland Endoscopy

Certified Ambulatory Surgery Center

Charles County Surgical Center

Checkerspot Surgery Centers

Chesapeake Eye Surgery Center

Chevy Chase Endoscopy Center

Children’s Hospital ASC

Children’s National Specialists of Virginia

Civista Partners Ambulatory Surgery Center

Clinical Associates ASC

College Park Surgery Center

Columbia Surgery Center

Columbia Surgical Institute

Columbia Urological Surgery Center

Court Endoscopy Center of Frederick

Digestive Disease Consultants of Fredrick

District Heights Ambulatory Surgery Center

Downtown Baltimore Surgery Center

Dulaney Eye Institute

Ellicott City Surgery Center

Endocentre at Quarterfield Station

Endoscopy & Digestive Center Woodbridge

Endoscopy Center at Bel Air

Endoscopy Center of Essex ASC

Endoscopy Center of Washington, DC

Eye Surgery Center

Eye Surgical Center/Baltimore

Eye Surgery Center of White Marsh

Fairfax Surgical Center

Femi-Care Surgery Center

Fertility Center of Maryland

Four Corners Ambulatory Surgery Center

Foot & Ankle Center at Burkland

Frederick Endoscopy Center

Frederick Ob-Gyn Ambulatory Surgery Center

Frederick Surgical Center

Fredericktown Ambulatory Surgery Center

Friendship Ambulatory Surgery Center

Garwyn Urological Center

Gastroenterology Center of Va

Gastrointestinal Endoscopy ASC

George Thomas Grace Surgery Center

Germantown Urology Center

GI Diagnostic Center

GI Endoscopy Center of N. Virginia

GI Wellness Center of Frederick

Glen Echo Surgery Center

Good Samaritan Hospital of Maryland

Greater Chesapeake Surgery Center

Greenbelt Endoscopy Center

Greenbelt Urology Institute

Greene Tree Foot and Ankle Surgicenter

Greenspring Surgery Center

Green Spring Station Endoscopy

Gynemed Surgical Center

Harborside Surgery Center

Harbor Heights Surgery Center

Harford County Ambulatory Surgery Center

Harford Endoscopy Center

Harford Lower Extremity Specialists Podiatric ASC

Hendi Ambulatory Surgery Center

Hickory Ridge Surgery Center

Hillside Endoscopy Center

Hoofnagle Surgery Center

Howard County Gastro Diagnostic Center

Inova Ambulatory Surgery Center at Lorton

Inova Loudoun Ambulatory Surgical Center

Inova Surgery Center Franconia Springfield

Inova Surgery Center Woodburn

Innovations Surgery Center

Innovative Surgery Center

Jeri Shuster and Women’s Center Inc.

Kenilworth Surgery Center

Kenneth Margolis Md Pa/ASC

Kensington Surgery Center

Knoll North Surgery Center

Lacher Ambulatory Surgical Center

Lake Forest Ambulatory Surgery

Lake Ridge Ambulatory Surgery Center

LaPlata Ambulatory Urological Center

Largo Foot & Ankle Health & Ambulatory Surgical Center

Laurel Foot & Ankle Surgery Center

Lisa Renfro Surgery Center

Lockwood Ambulatory Surgery Center

Loudoun Endoscopy Group

Lutherville Surgicenter

Maple Lawn Surgery Center

Maple Springs Podiatric Surgery Center

Maryland Aesthetic & Reconstruction

Maryland Center for Digestive Health

Maryland Diagnostic & Therapeutic Endo Center

Maryland Endoscopy Center

Maryland Eye Surgery Center

Maryland Specialty Surgical Center

Maryland Surgeons Center of Columbia

Maryland Surgery Center for Women

Mclean Ambulatory Surgery

Md Laser Surgery Center

Medstar Medical Group-Southern Maryland

Medstar SurgCenter at Lafayette Center

Medstar Surgery Center at Brandywine

Medstar Surgery Center of Timonium

Medsurg Foot Center

Medispec

Metro Ambulatory Surgical Center

Metro Ambulatory Urologic Institute

Metro Surgical Center

Mid-Atlantic Neurosurgery ASC Pain Center

Mid Atlantic Surgery Pavilion

Midshore Surgical Eye Center

Mohs and Skin Surgery Center

Monocacy Surgery Center

Montgomery Endoscopy Center

Montgomery Surgery Center

MSC Ambulatory Surgical Center

Musgrove Ear Nose & Throat ASC

Myriam Urrutia-Eder Endoscopy Center

Newbridge Surgery Center at Frederick

Newbridge Surgery Center at Prince Frederick

Newbridge Surgery Center at Waldorf

Northern Baltimore Surgery Center

Northern Virginia Endoscopy Center

Northern Virginia Eye Surgery Center

Northern Virginia Surgery Center

Nouvelle Surgery Center

OAF Ambulatory Surgery Center

Oakwood Surgery Center

Obstetrics and Gynecology AssociatesAmbulatory Surgery

Olney Endoscopy Center

Ophthalmology Associates

Oxon Hill Urology Surgery Center

Palisades Eye Surgery Center

Pediatric Specialists of VA ASC

Pembrooke Square Surgery Center

PG Multispecialty Surgery Center

Physicians Surgery Center of Frederick

Piccard Surgery Center

Pikesville, Md Endoscopy ASC

Piney Orchard Surgery Center

Plastic Surgery Specialists

Podiatry Association Ambulatory Surgery Center

Podiatry Group of Annapolis Surgery Center Llc

Point of Rocks Surgery Center

Poole Endoscopy Center

Potomac Ambulatory Surgery

Potomac View Surgery Center

Prince William Ambulatory Surgery Center

Quince Orchard Surgery Center

Reisterstown Ambulatory Surgical Center

Reston Endoscopy Center

Reston Surgery Center

Riva Road Surgical Center

River Reach Outpatient Surgery Center

Rockledge Ambulatory Surgical Center

Rockville Ambulatory Surgical Center

Rockville ESC North Md Endoscopy ASC

Ruxton Surgicenter

Security Ambulatory Surgicenter

Seven Square Ambulatory Surgery Center

Sgfc Surgery Center

Silver Spring, Md Endoscopy ASC

Silver Spring Ophthalmology

Silver Spring Podiatry Center

Shady Grove Ambulatory Surgery Center

Shore Health System Surgery Center

Skin Cancer Treatment Center

Smart Pain Surgery Center at Germantown

Smart Pain Surgery Center at Owings Mills

Smart Pain Surgery Center at White Marsh

Snowden River Surgery Center

Southern Md Endo Center

Suburban Outpatient Surgery Center

Summit Ambulatory Surgical Center

Surgery Center of Chevy Chase

Surgery Center of Rockville

Surgical Specialty Suites

Surgcenter of Greenbelt

Surgcenter of Silver Spring

Surgcenter of Bel Air

SurgCenter of Glen Burnie

Surgcenter of the Potomac

Surgcenter of Southern Maryland

Surgcenter of Towson

Surgcenter of White Marsh

Surgical Center of Greater Annapolis

Surgical Specialty Center of Mid-Atlantic

SurgiCenter of Baltimore

Surgicenter, Dr. Beitler

Surgicenter at Pasadena

Taylor Osterman Surgery Center

Thomas Johnson Surgery Center

Timonium Surgery Center

Tower Oaks Surgery Center

Towson South Surgical Center

Towson Surgical Center

Truecare Ambulatory Surgery Center

University Center for Ambulatory Surgery

University of Maryland Capital Region Surgery Center

University of Maryland Physicians Transplant Services

University of Maryland Shore Surgery Center at Queenstown

University of Maryland Surgery Center

Urbana GI Endoscopy Center

Uro-Center Ambulatory Surgical Center

Urokure

Waldorf Endoscopy Center

West Annapolis Surgery Center

Western Md Eye Surgery Center

Westminster Surgery Center

White Flint Surgery

White Marsh Surgery Center

Windsor Mill Surgery Center

York Endoscopy Center

York Green Surgery Center

Zion Ambulatory Center