Your Maternity Benefits at a Quick Glance

Having a baby isn’t easy but your EWTF benefits can make it easier for you to have a healthy pregnancy. The Health Plan covers everything from typical doctors’ and hospital charges to coverage for the services of a midwife and even a pregnancy leave benefit.

For Quick Reference:

Hospital Charges	The first $7,000 of eligible expenses for room and board and other hospital services are paid in full for both the covered mother and newborn child (100% of the allowance, no deductible applies). For expenses in excess of $7,000, the plan will pay 80% of the allowance.
Obstetrician Charges	The physician’s charges are paid at 80% of the allowance after you’ve satisfied your annual deductible. If you participated in the “Maternity Management Program,” the benefits are paid at 85% once the annual deductible is met.
Midwife Charges	The Plan pays 80% of the allowance for obstetrical services for delivery at home by a midwife.
Pregnancy Leave Benefit	Pregnant participants who are not able to work as a direct result of their pregnancy during any part of the last 13 weeks of their pregnancy will be eligible to receive a weekly benefit equal to the lesser of: (i) 50% of their gross weekly wages based on a 40-hour work week; or (ii) $1,000, for up to 13 weeks.