Credit cards are tempting for many reasons—their immediate line of credit and their rewards to name a few. You can be certain though that credit card companies aren’t giving anything away for free, so the rewards are only yours because you gave the credit card company a lot of business. What’s more, credit card companies would love nothing more than if you forgot about the rewards you earned and never actually cashed in on them.
As you might expect, however, there’s an app for that and these apps can help you keep track of the rewards you earn through your credit card use and even help you decide which card to use for certain purchases to maximize your credit reward accrual. All of the following apps are available in the Apple App and Google Play stores.
- AwardWallet (available for free or with upgraded options for $49/year for AwardWallet Plus)
- MaxAwards ($108/year for the premium subscription)
- Uthrive (free)
- CardPointers ($90/year for CardPointers+ premium subscription)
- Waly (free)
Don’t let your earned rewards go unused. If managed carefully, credit card rewards can be another valuable way to make your money work for you. They could even take you on a tropical vacation!