Active Employees
This is merely an outline of certain Plan provisions for active (working) participants. Restrictions can apply. If there is any discrepancy between this web page and the Plan document, the Plan document governs.
Your employer pays the cost of this coverage. It is NOT a deduction from your hourly wage, but a contribution over and above your hourly wage. There are no premiums.
Availability of benefits is based upon employment. If the Fund Office receives contributions for 135 hours worked during one month, you will be eligible for benefits for one month, but three months ahead. For example, if 135 hours are reported for June, you will be eligible for benefits in September. Below is a table that should better illustrate how eligibility is gained.
| If you worked 135 hours in (Qualifying Month) | you will be eligible for benefits in (Coverage Month) | If you worked 135 hours in (Qualifying Month) | you will be eligible for benefits in (Coverage Month) |
| January | April | July | October |
| February | May | August | November |
| March | June | September | December |
| April | July | October | January |
| May | August | November | February |
| June | September | December | March |
Click here if you would like to see the benefits for Active Employees.